About
About ForestMatters
ForestMatters exists to give people the tools and education they need to make clear, confident financial decisions — without the noise.
A single tree doesn’t make a forest. Seeds drop, take root, grow into trees that drop more seeds. Over time a vast ecosystem emerges — resilient, self-sustaining, and far greater than the sum of its parts. Your finances work the same way. One good decision compounds into another. Small contributions planted early grow into something you can live in.
Every tool and article we build is shaped by that philosophy: patient, long-term, honest. We default to 7% returns because that’s the historical benchmark — not because it sounds good. We show you both scenarios, not just the optimistic one. We explain the math in plain English, because you can’t make a good decision from a number you don’t understand.
ForestMatters, LLC is veteran-owned and independently operated. There are no investors to answer to, no engagement metrics to chase, no ad revenue pushing us toward sensational content. We build what we think is genuinely useful and we make it as good as we can.
What we stand for
Honest numbers
We don't optimize for the outcome that feels best — we show you what the math actually says. Default assumptions are grounded in historical data, not marketing projections.
No hype
We don't produce advertorial content or let commercial relationships drive editorial decisions. When we link to financial products, we may earn an affiliate commission at no cost to you — but our tool recommendations and educational content are always based on what's genuinely useful.
Plain English always
Financial jargon exists to confuse people into dependence. We explain every concept in the simplest accurate terms, because understanding is the prerequisite for action.
Long-term thinking
We don't write about hot stocks, timing the market, or get-rich-quick strategies. The tools here are built for people who are thinking in decades, not quarters.
Disclosure
ForestMatters, LLC is independently owned and operated. This site participates in affiliate marketing programs — when we link to financial products, we may earn a commission at no additional cost to you. Commercial relationships do not influence our editorial content, tool functionality, or educational material. All tools and content are for educational and illustrative purposes only. Nothing on this site constitutes financial advice. Consult a qualified financial professional before making investment or retirement decisions.